-Redux: En Banc, the DC Circuit Gets a Second Chance to Make the Right Decision on the CFPB

Lying somewhere in the murky waters of constitutionality, the independent government agency has risen in the last century to be a favored tool of Congress to address complex policy issues. For instance, following the 2008 financial crisis, the Dodd-Frank Act established the Consumer Financial Protection Bureau (CFPB), an independent government agency that centralized oversight of…